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online payday loans in ohio

Online Payday Loans Ohio | Quick & Easy Approval

Ohio Payday Loans Near Me

Visit 15M Finance locations and speak with our manager to receive personalized assistance. We provide quick payday loans online to Ohio citizens with an almost instant deposit on the same day. Our network of reliable lenders will accept your Ohio payday loan request within a few minutes. Check out our stores below.

401 Vine St Suite 300, Cincinnati, OH 45202

(513) 951-4185 Learn More

235 14th St unit 500, Toledo, OH 43604

(419) 792-2651 Learn More

400 E 5th St #D, Dayton, OH 45402

(937) 813-6088 Learn More

We Are a Local Business that Provides Payday Loans in Ohio

With our reputable lenders, we help borrow payday loans to Ohio residents who might be struggling financially, even with bad credit scores. We’ve been at it since 2020, providing customers with suitable payday loan options to get their finances back on track. 15M Finance operates according to law Ohio Rev. Code Ann. 1321.35 et seq.

Our customers share their experience of dealing with us on many directories. If you want to read reviews about what working with 15M Finance was like, poke around on some of these sites where they share their thoughts.

Our Products and Services

Payday Loans

Payday loans may be paid from 3 to 31 days. Show your last pay stub, provide personal information, and walk out with cash. However, these payday loan products may have high APRs in some cases.

Installment Loans

If you need more than $1,000, installment loans let you borrow considerable sums (between $1,000 and $5,000) and repay them in manageable monthly installments. The repayment terms vary between 2 and 24 months. The interest rates range between 16% and 100%.

How Does It Work to Get an Online Payday Loan in Ohio?

Borrowing an online payday loan in Ohio is straightforward. There is no faxing process or third parties implied in the lending process.

3 Steps to Get a Payday Loan in Ohio

Step 1

Submit the payday loan application form by providing personal and financial information (name, address, bank statements, etc.)

Step 2

Wait for the payday loan approval decision. It usually takes about 5 minutes to get it from our lenders.

Step 3

Receive your Ohio payday loan in your bank account on the next business (or the same day if you apply early in the morning).

Payday Loans in Ohio: Rates & Terms

Payday loans are legal in Ohio. The state allows online payday loans but with strict rules. The maximum interest rate is 28% APR, based on a one-time fee. Borrowers can take out loans from $100 to $1,000 for 91 days to 1 year.

The regulations aim to let consumers access credit while preventing endless debt cycles. However, some argue that costs are still too high. Borrowers should understand the terms before signing anything. Lenders must follow the law, which only sometimes means the loans are affordable.

Security & Privacy of Ohio Cash Advances & Loans from 15M Finance

15M Finance takes data security seriously. Encryption protects your information when you submit it through our site. We will never share your information with anyone other than trusted lenders who may consider you for a loan.

Benefits of Choosing 15M Finance

Getting cash should be simple and take only a little while. Our online lenders can help you quickly, typically in just a day after you fill out a simple form. They don’t hassle you about credit scores either since income matters more. Just whip out your phone, submit your details in minutes, and your money could arrive within 24 hours of approval.

It’s quick, easy, and secure – no waiting around for weeks or dealing with piles of paperwork. With today’s tech, our direct lenders process payday loan request forms in seconds and send almost instant approval decisions. If you need some spare cash, try 15M Finance. You’ll have what you need in no time.

Frequently Asked Questions

What is the Maximum Payday Loan Amount I Can Borrow in Ohio?

You can borrow up to $1,000 in Ohio with a payday loan.

What are the Requirements to Get a Payday Loan in Ohio?

To get a payday loan in Ohio in your bank account, you must provide a valid ID (driver’s license, passport, etc.), proof of stable income (pay stubs or an employer letter), a bank account number, and a valid E-mail address and phone number.

Do You Provide No Credit Check Payday Loans?

Our lenders will perform only a soft credit check for Ohio payday loan applications. Such checks won’t affect your credit score.

What are the Alternative Options Instead of Borrowing Ohio Payday Loans?

Instead of getting payday loans in Ohio, you can try credit union loans, pawn shops, credit card cash advances, or loan apps.

What is the Repayment Period of Ohio Payday Loans?

The term of a payday loan online varies between 91 days and one year.

Shania Brenson

by Shania Brenson

Last updated on March 20, 2024