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online payday loans in Missouri

Online Payday Loans in Missouri - Get Funded Today!

15M Finance provides reliable payday loans in Missouri with the same-day approval decision! Quick and secure online application. Get extra funds for any emergency today with 15M Finance — no hard credit check is required!

How it Works — 3 Steps to Get a Loan in Missouri

Getting a loan has never been easier with 15M Finance. Follow these simple steps:

Step 1

Complete our secure online application to get a loan in Missouri with 15M Finance in minutes.

Step 2

Once you submit your application, our team will review your loan request and provide you with a guaranteed approval decision.

Step 3

If you are eligible, wait for funds to be deposited to your bank account within a business day!

Missouri Rates & Terms

The interest rates for payday loans in Missouri may not exceed 75% of the initial loan amount on a single loan. The shortest term for a payday loan is 14 days, while the longest is 31 days.

Missouri state laws allow borrowers to have up to 6 rollovers — an option to extend your loan repayment deadline by paying an additional fee set by a lender. 15M Finance doesn’t charge any additional fees for our connective service.

If you apply before 10:30 AM, you can get up to $500 directly deposited into your bank account on the same day. Should you apply late, expect your money within a business day.

Missouri Payday Loans Near Me

Need financial assistance? 15M Finance is right here for you! Visit us in-store or contact us online to apply for fast payday loans with the same-day approval decision. We operate throughout many US states and cities. Explore our branches in Missouri:

4151 N Mulberry Dr #208, Kansas City, MO 64116

(816) 608-8428 Learn More

3738 Chouteau Ave suite 150, St. Louis, MO 63110

(314) 876-0539 Learn More

15M Finance Eligibility Criteria

15M Finance online loans in Missouri have straightforward eligibility criteria. Ensure you qualify with them to get approved through our website:

A legal US citizen or resident; At least 18 y.o. or older; Have a valid bank account; You can provide your Social Security Number (SSN); You can provide a valid driver’s license or passport (photo ID); Ready to verify your monthly income with pay stubs or bank statements; Your monthly income is more than $1,000.

About Us

15M Finance offers convenient in-store and online payday loans in Missouri for bad credit with no hard credit checks. It’s up to you how you spend the money. 15M Finance is committed to responsible borrowing — always evaluate your ability to repay the loan and think twice before you take one.

We strive to be better for our customers every day—we wouldn’t have come so far without you. Our Support Team is always ready to help you with any emerging issues. Contact us any time and get a reply shortly!

15M Finance aims to make local lending services affordable and transparent for every US citizen. Feel free to visit our blog post section, where we collaborate with money experts to publish financial educational materials and answer your FAQs.

Our Products and Services

15M Finance connects you with a state-licensed direct lender for Missouri online payday loans, Missouri title loans, and Missouri installment loans:

Missouri Payday Loans

Many individuals resort to Missouri online payday loans from direct lenders to overcome short-term financial hardship. You can get up to $500 in Missouri with a payday loan. This small loan must be repaid in 31 days maximum. Our direct lenders stick to a soft credit check policy — it’s a good option for borrowers with a bad credit score.

Missouri Installment Loans

A Missouri installment loan is more accessible for borrowers with poor and bad credit scores (570-669) who need more than $1,000 in cash. Installment loans in Missouri allow you to get up to $5,000, but they cost more than traditional personal loans (APRs may exceed 100%). You usually have up to 2 years to repay your debt in equal monthly installments—it’s convenient for your budget.

Security & Privacy

Your security is our top priority. We don’t share your personal data with third-party entities. Our website uses the modern 256-bit encryption technology, which guarantees your privacy. Indirect lenders jeopardize your personal information — that’s why we work only with direct lenders who have licenses in Missouri to provide lending services legally.

Benefits of Choosing 15M Finance

15M Finance makes your borrowing process quick, easy, and secure. We are a loan-connecting service with many benefits over traditional lending providers.

Safe Online Loan Request. You don’t need to visit us in-store — you may apply for Missouri payday loans online by filling out a simple request form. It’s safe and reliable — we use 256-bit encryption to secure payments. Quick Cash Funding. Emergencies cannot wait! 15M Finance deposits cash quickly — sometimes in an hour. Swift Application Process. The whole application process takes about five minutes! No fax or paperwork is required. Many Direct Lenders — One Loan Request. When you submit a loan request with 15M Finance, it’s shared with our network of trusted direct lenders. If you are eligible, a state-licensed direct lender will contact you soon! Transparency. Our direct lenders state all rates and terms in the loan agreement clearly and concisely — there are no hidden fees or hefty conditions. Best Wide Range Choices. We connect you with online direct lenders who offer a wide range of lending services. Do you need more money than payday loans can provide? You may opt for a personal loan instead! No Hard Credit Check. Our lenders aim to make only soft credit check inquiries, which won’t affect your credit report.


Is Getting Payday Loans Online in Missouri Legal?

Yes, you can legally get payday loans in Missouri in-store and online — they are totally allowed by 2024. Only a state-licensed lender can provide legal payday loans in Missouri — you should avoid unlicensed lenders at all costs.

What Are The Payday Lending Rules in Missouri?

The maximum loan amount for a payday loan in Missouri is $500. The loan term cannot exceed 31 days, while the minimum period is 14 days. The maximum APR is 443%, and all interest rates and fees cannot exceed 75% of the initial loan amount.

What Are Eligibility Requirements for Payday Loans in Missouri?

In order to get a payday loan in Missouri, you must be at least 18 years old, be a legal US citizen, have an active checking account, and provide basic information about yourself. Your debt-to-income figure should be less than 50%, and your monthly income should be more than $1,000.

Can You Have Multiple Payday Loans in Missouri?

You cannot have multiple payday loans from the same lender in Missouri. According to Mo. Ann. Stat § 408.505 (West) — “A lender and its affiliates can’t have more than five hundred dollars in payday loans for the same borrower at once”.

What Happens if I Don't Pay a Payday Loan in Missouri?

Missing loan payments may damage your credit score and incur additional late fees, but any criminal actions against borrowers in Missouri are prohibited. If you encounter difficulties with timely repayment, you may contact your loan lender for a rollover (6 maximum).

What Are Alternatives to Getting Missouri Online Payday Loans from Direct Lenders?

There are plenty of alternatives to payday loans. Should you need a higher amount of cash advance with extended repayment period — you may opt for an online installment loan in Missouri. You may also consider using a credit card, borrowing from traditional financial institutions like banks or credit unions, selling unneeded items at a garage sale, or borrowing from friends and family.

Shania Brenson

by Shania Brenson

Last updated on March 21, 2024