Welcome to 15M Finance Blog!
Can You Check Someone Else’s Credit Score?
Certainly! However, there are several odds to consider. If you're an average consumer, it's not feasible to sneak a glimpse at someone else's credit score. Only specific entities, whether granted permission or not, such as certain companies or governmental agencies, have that capability. Discover other services that can do it with or without your permission. Read more
Why is My Credit Score Going Down When I Pay On Time?
Understanding the importance of a credit score is key to financial stability. Achieving a good score aids in various financial endeavors like renting, purchasing a car, or managing finances. Surprisingly, even timely payments can lower one's score. This article delves into such occurrences and strategies to maintain a pristine credit profile. Read more
Discover What Increases Your Total Loan Balance and How to Avoid It
When receiving a loan, you must return the amount received to the lender, which constitutes the total debt. Understanding how this debt can grow over time is important to manage your finances effectively. The main factors influencing debt growth include high interest rates, long repayment terms, late fees, and additional fees. For example, a composite interest increases debt faster because the accrued interest is added to the principal. Missing payments result in penalties that increase your debt, while loan servicing fees and other hidden costs add to your total debt. Read more
How to Get Out of a Payday Loan Legally
Many people find themselves ensnared by payday loans due to their accessibility and promise of quick cash. However, the high costs often lead to a cycle of debt. Explore debt consolidation or talk to a credit counselor about structuring a manageable repayment plan to escape this. Read more
Loans Like Rise Credit
Rise Credit provides online installment loans tailored for consumers with poor credit. These loans are unsecured, meaning you don't have to pledge any collateral, safeguarding your valuable assets. Discover more about this service and make an informed decision. Read more
Loans like Rapid Cash
Loans like Rapid Cash can help bad credit individuals get much-needed support in times of financial strain. While they are accessible and quick, their high APRs, credit score impact, and limited operation zones are at the other end of spectrum. Thus, you should consider all the options available to make the right choice. We're here to help you out. Read more
Loans Like CashNetUSA
When you need money fast, loans like CashNetUSA can come to the rescue. They offer flexible financial solutions to borrowers with bad and no credit. However, there are also several consideration regarding their price and availability. This makes it crucial to watch for alternatives before settling on them. Read on to learn more about CashNetUSA loans and explore other options similar to them. Read more
How Long Do Derogatory Marks Stay on Credit?
Understanding credit scores is critical to financial health. One key aspect is the impact of derogatory marks on credit reports. These marks indicate missed debt payments and can greatly damage your credit history. But how long do they stay on credit reports? Learn the duration and consequences of derogatory marks on your credit reports to better manage your financial future. Read more
Loans Like MoneyLion
MoneyLion is a fintech tool allowing individuals to get interest-free loans of up to $500 without undergoing a hard credit check. It also offers credit-building options for those with no or poor credit. Although MoneyLion offers competitive loan options, they may not work for people looking for higher loan amounts and longer repayment terms. Learn more about how the company's products works and where you can get loans like MoneyLion. Read more
What Happens to Debt When You Die: A Guide for Your Loved Ones
Losing a loved one is emotionally draining, and paying off their debts can add to the financial stress. Find out what happens to different types of debts after a person dies, how they are inherited, and how to pay them off. From credit card balances to mortgages and medical bills, learn how to manage a deceased relative's debts. Read more