Welcome to 15M Finance Blog!
Festive Feline and Canine-Inspired Holiday Dishes: A New Take on the Holiday Menu?
Why do we bless some animals while eating others, and why do we disrespect some cultures while appreciating another ones? The views on food, traditions and morality become a global topic for Americans’ displeasure. Accepting new trends and getting new meals on your plate is a costly effort for hypocrites, isn’t it? Let’s check together. Read more
Does Paying Off a Loan Early Hurt Your Credit? — How Early Repayment Works
Discover how paying off a loan early affects your credit score. Learn the pros and cons of early repayment and strategies to maintain a healthy credit profile while managing your debt effectively. Read more
Home Repairing: How to Get Plumbing Financing for Bad Credit?
Plumbing problems can happen to anyone, and they often come with hefty bills that are tough to manage. Whether it’s a leaking pipe or a broken water heater, plumbing costs can add up fast. It is also more stressful if you have bad credit and can’t access traditional forms of… Read more
What Are the Buy Now Pay Later Apps
Buy Now Pay Later apps change how we shop. These tools let you split costs over time, often without interest. Learn how BNPL works, compare top apps, and see how they affect spending habits. Discover the pros and cons of using BNPL for your purchases. Read more
Your Guide to Furniture Financing for Bad Credit
Even if you have a bad credit history, it is still possible to buy new furniture. There are several financing options available to you without going through a bank. For example, you can buy furniture directly from a store, rent furniture with the right to buy it later or get a personal loan from direct lenders. Paying on time helps improve your credit history. Making the right choice enhances your home's comfort without jeopardizing your financial well-being. Read more
Veterinary Financing with No Credit Check – a Detailed Guide
Pet owners know how important it is to provide the best care for their furry companions. If you need funds for pet surgery or routine veterinary care and treatments, we can help you find the way out. Read more
Self-Liquidating Loan: Key Features and Advantages Explained
Self-liquidating loans help businesses expand without taking on extra debt. You repay these loans using the money earned from the project or asset you financed. They are ideal for businesses that need to grow operations, buy new inventory, or prepare for seasonal changes. However, repaying the loan could become challenging if the project doesn’t generate enough income. Read more
Can You Check Someone Else’s Credit Score?
Certainly! However, there are several odds to consider. If you're an average consumer, it's not feasible to sneak a glimpse at someone else's credit score. Only specific entities, whether granted permission or not, such as certain companies or governmental agencies, have that capability. Discover other services that can do it with or without your permission. Read more
Why is My Credit Score Going Down When I Pay On Time?
Understanding the importance of a credit score is key to financial stability. Achieving a good score aids in various financial endeavors like renting, purchasing a car, or managing finances. Surprisingly, even timely payments can lower one's score. This article delves into such occurrences and strategies to maintain a pristine credit profile. Read more
Discover What Increases Your Total Loan Balance and How to Avoid It
When receiving a loan, you must return the amount received to the lender, which constitutes the total debt. Understanding how this debt can grow over time is important to manage your finances effectively. The main factors influencing debt growth include high interest rates, long repayment terms, late fees, and additional fees. For example, a composite interest increases debt faster because the accrued interest is added to the principal. Missing payments result in penalties that increase your debt, while loan servicing fees and other hidden costs add to your total debt. Read more