Over the years of working in finance, Kayla Harris has proven to be an ethics-driven professional. She believes in a bespoke approach to financing and advocates for fair lending practices.
Mrs. Harris works tirelessly on promoting new financing options, and 15M Finance fully supports her in her effort. With a focus on accessibility and comfort, she writes articles to make her valuable expertise available to everyone in need of financial assistance and advice.
by Kayla Harris
Losing a loved one is emotionally draining, and paying off their debts can add to the financial stress. Find out what happens to different types of debts after a person dies, how they are inherited, and how to pay them off. From credit card balances to mortgages and medical bills, learn how to manage a deceased relative's debts. Read more
by Kayla Harris
Single mothers with a bad credit history find it difficult to solve financial problems. However, some types of loans are still available to this category of people. But it's also important to look at government assistance programs like TANF and SNAP. Responsible borrowing and timely payments can lead to improved financial prospects in the long run. Read more
by Kayla Harris
If you want a payday loan, it is crucial to know exactly what kind of loan you're getting. Most borrowers just don’t know: is a payday loan installment or revolving credit? You should know that a payday loan isn’t an installment loan or a revolving loan. Read more
by Kayla Harris
When unexpected expenses hit, Americans often turn to payday loans for quick cash. Understanding the risks and seeking financial education are crucial for making informed decisions and avoiding predatory lending. Read more about the payday loan qualifications and criteria to meet. Read more
by Kayla Harris
Payday loans seem so convenient when you face an emergency. You walk into one of those payday loan stores on the corner, show your pay stub, and walk out with emergency money in hand. It is easy, but it may carry many risks. Find out more about why payday loans are bad for you. Read more
by Kayla Harris
While the amount of fraudulent payday loans is constantly increasing, it is crucial to understand how to recognize predatory lenders and avoid them. Discover the signs of fake loan offers and unreliable lending companies. Read more
by Kayla Harris
The answer is a resounding NO! Payday loan debt might make you sweat bullets, but it won't land you in the jail. However, the debt collectors can make you pay the whole loan amount plus interest and penalties. Read more
by Kayla Harris
How many payday loans can you have at a time? The rule says payday lenders shouldn’t provide more than one payday loan. However, some loan providers may offer loans to borrowers who already have additional payday loans with other payday lending companies. Read more
by Kayla Harris
If you face financial problems while being out of state and are looking for a quick way to fix them, getting a payday loan may be the first thing that comes to mind. But is it possible to get a payday loan in another state? The short answer is no. However, there are some loopholes lenders may use to advertise their products to you. Let's take a look at ways to get a payday loan in a different state and learn more about the available alternatives. Read more
by Kayla Harris
You borrowed a payday and can't repay it on time. So what happens if you default on payday loans? And how long does an unpaid payday loan stay in the system? Find out how many years it stays in your credit report. Read more
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