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Kayla Harris

Can Payday Loans Garnish Your Wages?

by Kayla Harris

You borrowed a payday and can't repay it on time. So what happens if you default on payday loans? And how long does an unpaid payday loan stay in the system? Find out how many years it stays in your credit report. Read more

What Does It Mean To Default on a Loan?

by Kayla Harris

When you get a loan, there are certain things that you can’t do. If you do them, the loan servicer can take action against you. One of those things is defaulting on a loan. What does it mean to default on a loan? And what happens if you do? Read more

Can I Have 2 Payday Loans at Once?

by Kayla Harris

How many payday loans can you have at a time? The rule says payday lenders shouldn’t provide more than one payday loan. However, some loan providers may offer loans to borrowers who already have additional payday loans with other payday lending companies. Read more

Dental Financing with Bad Credit: Best Options to Consider

by Kayla Harris

Many people think that dental financing with bad credit is unavailable. But fortunately, they are wrong! There are various options that will help you keep track of your oral health regardless of your credit score. Even if you have no money, dental care can still be affordable! Read more

Who Will Give Me a Loan When No One Else Will?

by Kayla Harris

If you ever thought, "Nobody will give me a loan," our guide is here to change your mind. Want to know who will give me a loan when no one else will? Discover all the options available with bad credit and get ready for all the pitfalls you may face! Read more

Secured Loans vs. Unsecured Loans: What’s the Difference Between Them?

by Kayla Harris

You may think the difference between secured and unsecured loans is obvious, and you will be right. However, it's a bit more complicated than it seems at first glance. Even such a small detail as collateral can be significant. Let's find out how secured loans vs. unsecured loans actually work. Read more

Is a Payday Loan Variable or Fixed Rate?

by Kayla Harris

Are payday loans fixed or variable loan products? They are easy to get and relatively simple to process, but these loans can also be tricky. Their interest rates can be fixed or variable, depending on the direct lender you applied. How to avoid paying high rates? Check out here! Read more

What is a Pledge Loan?

by Kayla Harris

Have you ever been in a situation where you need some extra cash but don't want to take out a loan from a lender? If so, you might be interested in learning more about pledge loans. Discover what pledge assets are and how to use them to secure your loan. Read more

Is a Payday Loan Installment or Revolving?

by Kayla Harris

If you want a payday loan, it is crucial to know exactly what kind of loan you're getting. Most borrowers just don’t know: is a payday loan installment or revolving credit? You should know that a payday loan isn’t an installment loan or a revolving loan. Read more

Short Guide to Vacation Loans in 2023

by Kayla Harris

Going on vacation can be pretty expensive. Luckily, vacation loans are always at your service to help you cover all your travel-related costs. Let's find out what they are and how to choose the best deal possible in 2023. Even if you have bad credit, it's still possible to go on your dream vacation. Read more


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