Kayla Harris
How Long Does a Payday Loan Stay in the System?
You borrowed a payday and can't repay it on time. So what happens if you default on payday loans? And how long does an unpaid payday loan stay in the system? Find out how many years it stays in your credit report. Read more
Do Payday Loans Affect Your Credit Score?
Although payday loans may be a questionable form of borrowing, they still have some advantages over traditional loans. One of them is their no-credit-check process. But does it mean that payday loans are safe for your credit rating? And how do payday loans affect your credit score? Let's find out. Read more
Exploring Payday Loan Alternatives: Finding Better Financial Solutions
Payday loans seem handy but can trap you in debt. They carry high rates, making it tough to pay back and when cash gets tight. Friends and family may spot you some dough or let you slowly repay. Credit cards work too, though their rates are not cheap. Discover other options that will work for you. Read more
Loans for Single Moms With Bad Credit: How to Improve Your Financial Situation
Single mothers with a bad credit history find it difficult to solve financial problems. However, some types of loans are still available to this category of people. But it's also important to look at government assistance programs like TANF and SNAP. Responsible borrowing and timely payments can lead to improved financial prospects in the long run. Read more
Why Are Payday Loans Bad?
Payday loans seem so convenient when you face an emergency. You walk into one of those payday loan stores on the corner, show your pay stub, and walk out with emergency money in hand. It is easy, but it may carry many risks. Find out more about why payday loans are bad for you. Read more
Festive Feline and Canine-Inspired Holiday Dishes: A New Take on the Holiday Menu?
Why do we bless some animals while eating others, and why do we disrespect some cultures while appreciating another ones? The views on food, traditions and morality become a global topic for Americans’ displeasure. Accepting new trends and getting new meals on your plate is a costly effort for hypocrites, isn’t it? Let’s check together. Read more
Self-Liquidating Loan: Key Features and Advantages Explained
Self-liquidating loans help businesses expand without taking on extra debt. You repay these loans using the money earned from the project or asset you financed. They are ideal for businesses that need to grow operations, buy new inventory, or prepare for seasonal changes. However, repaying the loan could become challenging if the project doesn’t generate enough income. Read more
Does Paying Off a Loan Early Hurt Your Credit? — How Early Repayment Works
Discover how paying off a loan early affects your credit score. Learn the pros and cons of early repayment and strategies to maintain a healthy credit profile while managing your debt effectively. Read more
How Long Do Derogatory Marks Stay on Credit?
Understanding credit scores is critical to financial health. One key aspect is the impact of derogatory marks on credit reports. These marks indicate missed debt payments and can greatly damage your credit history. But how long do they stay on credit reports? Learn the duration and consequences of derogatory marks on your credit reports to better manage your financial future. Read more
What Happens to Debt When You Die: A Guide for Your Loved Ones
Losing a loved one is emotionally draining, and paying off their debts can add to the financial stress. Find out what happens to different types of debts after a person dies, how they are inherited, and how to pay them off. From credit card balances to mortgages and medical bills, learn how to manage a deceased relative's debts. Read more