Payday Loans in Austin, TX 78703
If you are in an emergency and need small cash but have bad credit, payday loans from 15M Finance are perfect. We can help Texas residents solve financial issues or get money till payday. Our loans are always fast and easy to get. Visit our Austin store if it’s open now or apply online 24/7 and get same-day payday, installment, and title loans.
What are Payday Loans?
Payday loans are small, short-term loans that must be repaid in full at the borrower’s next paycheck. They are used to cover emergency expenses and urgent personal needs. Payday loan amounts are usually between $100 and $1,000, and the repayment is made within 2 to 4 weeks.
These loans are available for any credit history and can be obtained quickly. However, the APR can be high, so you need to evaluate your ability to pay them back on time before applying.
Visit 15M Finance Store in Austin, TX
If you are in a financial emergency and looking for immediate help, 15M Finance is here to make it possible. Austin residents can come to our store at 1004 W 6th St whenever they need fast cash. We are always here to help you find the best option for your situation.
Monday – Saturday: 8:00 am to 10:00 pm
Sunday: 10:00 am to 4:00 pm
Products and Services
Payday Loans
A payday loan is an unsecured loan used to bridge the gap between paychecks. You can borrow up to $1,000 and repay it within a few weeks, usually on your next salary. As payday loans are lightning-fast, people usually use them for financial emergencies. They do not require a hard credit check and are available with any credit.
Installment Loans
An installment loan is a flexible financing solution for your long-term needs. It has loan amounts between $1,000 and $5,000 and repayment terms of 2 to 24 months, making it easier to manage even on a tight budget. You can obtain the funds with any credit and use them for various life situations.
Title Loans
A title loan can provide you with cash in exchange for security in the form of your car title. You can borrow up to 50% of the vehicle’s estimated value and repay the money within 30 days. Title loans allow you to drive your automobile while it is pledged.
Check Cashing
Visit our Austin store if you need your check to be cashed in minutes. No bank account is needed. You only need to provide your valid government-issued ID.
Application Process: Steps to Follow
15M Finance offers a smooth and hassle-free application procedure. Follow these steps and get your money today:
Application. Visit our store with all the required documents and complete a simple application form. Our friendly staff can help you with all the paperwork to ensure accuracy. You can also apply online via the website.
Approval. The verification process involves no credit check via major credit bureaus, so you will receive an approval decision within 15 minutes to 1 hour.
Funding. If approved, read your agreement terms and sign the contract. You will get the funds in your bank account on the same or the next day, depending on the approval time.
Before applying, understand the lending laws in your state. For specific details on payday loan terms and rates in Texas, click here.
What Do I Need to Bring to Apply for a Loan in an Austin Store?
You need to meet a few simple eligibility requirements to get a loan from 15M Finance. Generally, the criteria are as follows:
Be at least 18 years old; Bring your ID card or a driver’s license; Provide proof of address; Have an active checking account; Provide your Social Security number; Show proof of income (at least $1,000 per month); Provide a phone number and an e-mail address; Specify your employer’s contact details.
Find Our Location Nearby
If you need quick cash by your next payday, consider getting a payday loan in Texas through 15M Finance. We have many loan stores across the state to provide qualified assistance to as many people as possible. Choose a physical branch near you and get the money you need the same day.
Responsible Borrowing
15M Finance wants to encourage borrowers to make responsible financial decisions. Therefore, we recommend you read your loan terms carefully and know your state lending laws before obtaining a payday loan. Ensure the amount you borrow is within your means, and you can repay it comfortably and on schedule. Get payday loans only if you have an extreme need, and consider cheaper or more flexible alternatives first.
Why Choose 15M Finance in Austin?
At 15M Finance, we provide modern financial products and services with our customers in mind. Here’s what we offer:
Fast Approval. Our quick processing times allow you to get guaranteed approval in minutes. Easy Application Process. Enjoy our simplified process with its easy-to-complete online forms and straightforward application steps. Bad Credit is Allowed. A low credit rating isn’t a problem for getting a loan from 15M Finance. We are ready to help borrowers with all credit scores. Community Commitment. We’re a local business that prioritizes our clients’ needs. The loans we offer are safe and designed to improve the financial health of our community. Quick Funding. We offer fast direct deposits that are often available on the same day.
FAQ
What are the requirements for applying for a payday loan in Austin?
You need to be at least 18 years old and provide proof of income, identity, and address to qualify for loans through 15M Finance. Having a valid bank account, an active email address, and a phone number is also mandatory.
What is the typical loan amount for a payday loan in Austin, TX?
In Austin, you can get between $100 and $1,000, depending on your income and credit score.
How quickly can I get the funds after approval?
You will receive the payday loan in your bank account within 24 business hours of approval. Sometimes, you can access the money on the same day if you get approved before 10 AM on weekdays.
Can I apply for a payday loan if I have bad credit?
Yes, you can. 15M Finance sets no minimum credit score requirements. Still, the loan cost might be higher compared to options for good credit applicants.
