Payday Loans in Kansas City, MO 64116
15M Finance Store in Kansas City
When your budget runs out, and you need money urgently, 15M Finance offers a fast way to get payday loans with no credit check in Kansas City, MO. You can borrow money online 24/7 or visit our physical store at 4151 N Mulberry Dr #208 for personalized assistance. Complete our easy loan process and receive guaranteed approval in 15 minutes.
What are Payday Loans in Kansas City?
Payday loans are short-term loans designed to cover small financial emergencies. With their help, you can get up to $500 and repay the funds after your next paycheck arrives. These loans also suit people with low credit scores who can’t qualify for traditional options.
Visit 15M Finance Store at 4151 N Mulberry Dr #208, Kansas City, MO 64116
Find our office at 4151 N Mulberry Dr #208, right in the middle of Kansas City’s Briarcliff area. We are located close to Trezo Mare Restaurant and the Courtyard by Marriott. Our cozy and welcoming office has everything you may need during your visit, including plenty of free parking available to our customers. Our friendly team will help you with any questions and make you feel comfortable every step of the way.
Monday – Friday: 8:00 am to 7:00 pm
Saturday: 10:00 am to 6:00 pm
Sunday: Closed
Products & Services Available in Kansas City
15M Finance offers a wide range of financial products to meet your unique needs.
Payday Loans
Payday loans are small loans designed to provide immediate financial relief. Whether it's an unexpected bill or a minor financial emergency, you can borrow up to $500 and repay the funds in 14 to 31 days, typically after receiving your next paycheck.
Installment Loans
Our installment loans in Kansas City provide up to $5,000 financing for those who need to finance big purchases or major life events. The repayment can be made in affordable installments over 2 to 24 months, providing the flexibility you need to keep your finances stable.
Title Loans
Use your vehicle as collateral to secure a title loan quickly and easily. With title loans, you can borrow up to 50% of your car’s value and have up to 30 days to repay. The best part? You get to keep using your car, making it a practical option for immediate cash without disrupting your daily life.
Check Cashing
Our in-store check cashing service is an ideal solution for those who are looking for fast processing. There's no need for a bank account – just bring in your valid ID and check, and we'll turn it into cash in minutes.
What Do I Need to Get Payday Loans in Kansas City, Missouri?
15M Finance has just a few basic requirements to meet. Here’s what you need to apply:
Be at least 18 years old; Be a Missouri citizen; Provide valid ID; Specify your email and mobile phone number; Provide proof of income and address; Provide active bank account details.
How to Apply for a Payday Loan from 15M Finance
15M Finance has a simple and straightforward application procedure you can complete in 3 steps:
Fill out a form. Do this online or visit our store if you need help during the process. Simply provide your personal and financial details and attach the required documents.
Get approval. We only perform a soft credit check that takes a few minutes to complete, so you will receive a loan decision almost instantly. If approved, review the terms and sign a loan agreement.
Receive the funds. You can get cash immediately if you apply in a store or receive a direct deposit in 1 business day if you prefer online application.
Complete the application: Whether you opt for an online or in-person application, fill out the form with your personal details.
We Stand for Responsible Borrowing Practices
At 15M Finance, your financial health remains our top priority. We want to help you make wise financial choices. Before you obtain a payday loan, make sure fully understand what you’re going into. Be realistic about your financial situation and refrain from borrowing if you experience long-term money problems. Ensure the loan payment is within your means and you can pay it back on time. Before settling on one option, consider cheaper or more flexible alternatives.
Why Choose 15M Finance To Get Payday Loans KC, MO?
15M Finance has been offering fast and easy-to-get bad credit loans in Kansas City since 2020. With our help, you can receive the money in no time and get back to your day. Our application process takes just a few minutes due to no credit check performed, so you can get instant approval and same day funding with any FICO rating. We also ensure your security during the process thanks to the advanced data protection technologies we use.
Find Our Location Nearby
15M Finance helps borrowers in need of quick cash across Missouri. Besides our loan place in Kansas City, we have a physical branch in St. Louis. Borrowers from any city can also apply for a loan online via our user-friendly website.
Not in Missouri? We operate across the US and have our locations in California, Ohio, Texas, and Wisconsin. Check out the full list of our stores and choose the one that is open now.
FAQ
What is a typical loan amount for a payday loan in Kansas City?
According to state laws, the payday loan amount in Kansas City can be from $100 to $500.
What do I need to apply for a payday loan?
To apply for a payday loan with 15M Finance, you need to provide a valid ID, proof of income, proof of address, and an active bank account details.
How quickly can I get the funds after approval?
Borrowers who apply in a store can get cash immediately after signing the loan documents. If you apply online, you will receive the funds within 24 hours of approval, often on the same day.
Can I apply for cash loans in Kansas City if I have bad credit?
Yes, you can apply for a payday loan even with bad credit. We are more focused on your overall financial situation and pay more attention to your income and payment history rather than your FICO rating.
What are the fees and interest rates for payday loans in Kansas City?
Interest and fees for payday loans in Missouri can’t exceed 75% of the initial loan amount on any single loan. An average payday loan APR in the state is 443%.
