Payday Loans in Dayton, OH 45402
Need cash now but can’t get a loan because of your bad credit? At 15M Finance, we strongly believe that everyone deserve fast and fair financial assistance! Our direct lenders offer multiple options for any credit history. We know how to help you get a payday loan in Dayton without hassle and stress. Visit our store or fill out a form on our website and access the funds in as little as one business day!
15M Finance Store in Dayton
Your search for fast cash is over! Dayton residents can get money quickly in our conveniently located store in a matter of minutes. Even if you have bad credit, you’re welcome to visit our branch and apply for a loan.
Saturday: 10:00 am to 6:00 pm
Sunday: Closed
We Are a Local Company Dedicated to Assisting Fellow Locals!
15M Finance is a company that helps locals improve their financial health regardless of their credit. Our customers often share their opinions and impressions of working with us. Here are some platforms where you can learn more about their experience.
Our products and services
Payday Loans
A payday loan is a small loan that must be repaid in full by a borrower’s next paycheck. It can be used for any personal needs, but most people get them to cover small financial emergencies and unplanned expenses. The maximum loan amount is usually limited to $1,000. Payday loans are fast and easy to get, even with bad credit.
Title Loans
A title loan is a secured loan that allows you to borrow money against your car’s market price. This way, you can get a lower interest rate on your loan. Lenders can provide you with up to 50% of your car’s value. The repayment is made by your next paycheck. You remain the car owner and can use it during the whole pledge period.
Installment Loans
An installment loan is a loan that can help you handle your long-term needs. Thanks to higher amounts and flexible repayment schedules available, you can use it for various life projects while staying on top of your finances.
Get a Payday Loan at Other Branches
Not in Dayton? We can still help you get a payday loan fast! 15M Finance has its branches conveniently located in other Ohio cities, so you’re welcome to visit the one that is closest to you. Don’t want to waste time visiting a store? Apply online on our website and get approved in minutes from the comfort of your home.
Not in Ohio? 15M Finance offers its cash advance loans across the country, so you can easily find our branch in other states. Check out the list of locations below!
What Do You Need to Get a Quick Loan through 15M Finance
When applying for an online loan, be it a payday loan, installment loan, or title loan from 15M Finance, adhering to specific eligibility criteria is crucial. The process of obtaining an offline or online payday loan may vary from state to state due to varying regulations. So, the basic payday loan prerequisites typically include the following:
You must be at least 18 years old. You must have an active checking account and a valid Social Security Number. Demonstrating a minimum monthly income of $1,000 is a requirement. Providing both a functioning phone number and email address is also mandatory.
Applications Steps to Check
Applying for a payday loan through 15M Finance is straightforward. More than that, you can do it online or offline. Here’s a simple in-store or online application process to get you started:
Do your research: First, determine which payday loan lenders operate in your state. Look for reliable options, read reviews, and check their terms and conditions.
Meet the requirements: Before diving in, meet the essential criteria. Usually, you’ll need to be at least 18 years old, have a steady income, and be a US citizen or permanent resident.
Gather your documents: They’ll probably require your ID (driver’s license or ID card), income proof (pay stubs or bank statements), and a new service bill to check your location.
Fill out the application: Whether you apply online or in person, finish the application form with your data, bank details, and the sum you need to get.