Payday Loans in Fresno, CA 93705
If you live in Fresno, 15M Finance can be your go-to spot for unsecured payday loans. We aim to offer fast financial relief to Californians who need quick cash to deal with surprise costs or cover regular expenses till payday.
Our loan process is simple and straightforward, allowing you to get instant approval with no credit check performed. Apply online 24/7 or visit us at 4321 N West Ave #108. Our cash store is open now to offer immediate assistance to people with any credit.
What Are Payday Loans?
Payday loans are short-term loans that give you quick cash till your next paycheck. People in California can get up to $255 and have 7 to 31 days to pay the money back. These loans are available with any credit and can be approved in minutes due to no traditional credit checks involved. However, they often come with high interest rates and fees that can accumulate quickly if you can’t pay the money back on time. Therefore, you need to consider your repayment capability first.
Visit 15M Finance Store in Fresno, CA
Need money now? We’re here to help you overcome financial emergencies! Whether you need short-term or long-term financial support, we can offer the right loan option. Our store at 4321 N West Ave #108 is always at your service when you need it most!
Monday – Friday: 8:00 am to 7:00 pm
Saturday: 10:00 am to 6:00 pm
Sunday: Closed
Products and Services
Payday Loans
Payday loans are small borrowing options with the repayment term by your next paycheck. They allow you to take out up to $300, including fees, and repay the funds in one lump sum within 2 to 4 weeks. Payday loans are very accessible due to no hard credit history checks performed.
Installment Loans
An installment loan is a budget-friendly solution designed for your long-term personal needs. It allows you to borrow up to $5,000 and repay the funds in equal installments over 2 to 24 months. You can obtain it with any credit and use the funds for various life projects, from home renovation to holiday expenses.
Title Loans
A title loan can provide you with short-term assistance in exchange for collateral in the form of your car’s title. You can get up to 50% of your vehicle’s market value and repay it within 30 days. You’re allowed to use your car while it’s pledged.
Check Cashing
Visit our Fresno store and get your check cashed in minutes. You can do this with no checking account by only providing your valid government-issued ID.
How to Apply for a Loan through 15M Finance: In-store & Online Options
Here is a simple step-by-step guide to the in-store and online application processes:
In-store:
- Visit our location at 4321 N West Ave #108, Fresno, CA, 93705, and fill out the loan application form with the help of our branch manager.
- Wait for a guaranteed approval decision, which typically comes within a few minutes.
- If approved, review the offer and sign the loan agreement to get cash or receive the funds via a direct deposit within 1 business day.
Online:
- Fill out and submit an online application form on our website. It’s available 24/7 and will take you just 5 minutes to complete.
- Get an instant approval decision via email.
- If approved, review a loan offer. If the terms suit you, e-sign the loan agreement. The money will be transferred into your bank account within 1 working day.
Be sure to review California’s lending laws before applying. Learn more about payday loan terms and rates in California.
What Do You Need to Apply for a Short-Term Loan?
You need to meet several basic requirements to be eligible for our short-term loans. Here’s what we ask for:
At least 18 years old; A legal resident or citizen of the United States; Valid U.S. government-issued ID or driver’s license; Social Security number; Proof of income (bank statements, pay stubs, tax returns, etc.); Proof of address (utility bills, rent or lease agreement); An active bank account; A valid email address and phone number.
Responsible Borrowing
15M Finance aims to help borrowers make responsible financial choices. Therefore, we want you to stick to certain safety rules. Read your loan terms carefully and know your state lending laws before obtaining a payday loan. Ensure you can comfortably repay the amount you borrow on time. Get payday loans only as a last resort, and consider cheaper or more flexible alternatives first.
Find Our Location Nearby
15M Finance has multiple stores across California where you can get same-day payday loans. Choose a branch near you and plan your visit or apply online from any place.
Not in California? We operate throughout the US, so you can find our locations in other states:
Why Choose 15M Finance in Fresno?
If you need money fast in Fresno, 15M Finance is your solution. With our help, you can get guaranteed approval in minutes and receive the money you need even on the same day. Our branch managers will answer all your questions and help you navigate the process. If you want a loan that works for you, 15M Finance will help you find the right option. Enjoy our safe and bad-credit-friendly loans with an easy application process, quick approval and funding, and friendly customer support.
FAQ
What is the typical loan amount for a payday loan in Fresno, CA?
People in Fresno can only get payday loans of up to $300, including fees, because of the lending law caps applied in the state.
What are the eligibility criteria for a payday loan in Fresno?
To qualify for a loan from 15M Finance, you must be at least 18 years old, be a US permanent resident, provide proof of income and address, and have a valid bank account.
How fast will I get the money after approval?
Our applicants typically receive their loan funds within one business day of approval. Same-day deposits are also possible for borrowers approved before 10 AM on weekdays.
Can I apply for a payday loan if I have poor credit?
Yes, it’s possible since 15M Finance applies no minimum credit score requirements. However, bad credit payday loans typically come with higher interest rates and fees.
