Online Payday Loans in Texas
Need cash fast in Texas? See if you qualify today. At 15M Finance, we understand that unexpected expenses can happen. We can connect you with licensed lenders who offer payday loans in Texas. These short-term loans can help you cover your bills until your next paycheck.
Texas Payday Loans Near Me
If you need quick cash before your next payday, consider getting a payday loan in Texas. We have many loan stores all over the state where you can walk in and talk to the manager about getting a loan that day. You’ll get online payday loans with same-day funding.
We Are a Local Business that Provides Payday Loans in Texas
We work with some good lenders to help Texas residents who are having money troubles by giving them payday loans, no matter what their credit looks like. Since 2020, when we opened, we’ve wanted to offer Texas loans that match what they need to get their finances back on track. We follow all the state laws in Texas and have the correct licenses, so everything we do is by the book and transparent.
You can find people talking online about working with us before. Look on some review sites to see customers say in their own words what it was like getting one of our loans. They seem happy with how we treated them.
Our Products and Services
Payday Loans
Payday loans may be paid in 189 days up to 6 months. Show your latest pay stub, provide personal information, and receive cash on the next business day. You can get from $100 to $1,500 from online payday loans. Same-day funding is also available.
You can find people talking online about working with us before. Look on some review sites to see customers say in their own words what it was like getting one of our loans. They seem happy with how we treated them.
Installment Loans
Installment loans let you borrow money without putting up collateral. You pay it back in regular payments over time. People use these to cover big buys they can’t afford, combine different bills into one payment, or handle surprise costs. In Texas, you can get up to $2,000 from these loans and take up to 2 years to pay it off.
Eligibility Criteria for Getting Texas Payday Loans Online
To get approved for a payday cash loan, there are a few things you must have:
An open checking account that’s been active for at least a month; A job you’ve been employed with for three months minimum; A steady income of at least $1,000 per month; A valid email address and phone number.
How Does It Work to Get an Online Payday Loan in Texas?
It is simple to get an online payday cash loan in Texas: no faxing and no useless documents to provide.
3 Steps to Get a Payday Loan in Texas
Step 1
Complete the payday loan application form by providing personal and financial information (name, address, bank statements, etc.)
Step 2
Get the payday loan approval decision. It takes up to 5 minutes to get it from our lenders.
Step 3
Receive your Texas payday loan in your bank account on the next business (or the same day if you apply early in the morning).
Payday Loans in Texas: Rates & Terms
In Texas, you can get payday loans for up to a thousand or even more sometimes. However, the total loan amount plus all the fees can be at most 20 percent of what you make in a month, and most places typically loan you up to around $1,500. Borrowers usually ask for loans in the hundreds: $100, $300, $500, $800, or $1,000.
Texas says payday loans can last 180 days up to 6 months. The cost depends on the loan amount and how long you take to pay it back. Generally, the fees are capped at $30 for every $100 you borrow.
Security & Privacy of Texas Cash Advances & Loans from 15M Finance
You don’t have to use our site for loan applications if you don’t want to. If you decide to go through us, we’ll pass along your details to the trustful payday lenders we work with. We prioritize privacy when helping with payday loans, and we use encryption to keep your information safe.
We try to provide the most accurate information on 15M Finance, but we can’t promise it’s 100% updated. Be careful not to take anything here as cold facts or professional advice. Neither we nor our partners can be held responsible for any problems or losses from the info here. Our site is supposed to give information and help you compare so we can connect you with payday loan companies giving out loans in Texas.
Benefits of Choosing 15M Finance
Getting money fast should be easy. The online lenders we work with can hook you up fast, usually just 24 hours after submitting a basic application online. Here is why you should choose 15M Finance:
Easy online process Fast funding Bad credit OK Easy repayment Flexible loan term
Frequently Asked Questions
What Do Lending Laws Say about Payday Loans in Texas?
According to Texas law, payday cash loans are legal. Texas residents may borrow up to $1,500. These short-term loans are perfect for unexpected expenses. Loan fees and interest rates are capped at 10%, and late fees don’t exceed 5%.
What is the Maximum Amount to Borrow with a Payday Loan in Texas?
You can borrow up to $1,500 from loans till payday in Texas.
Can I Borrow a No Credit Check Payday Loan?
No lender may guarantee you a 100% ‘no credit check’. Our loan providers will perform a soft credit check that won’t affect your credit score.
What Happens If I Default a Payday Loan in Texas?
Texas gives payday lenders four years to take you to court if you default on a loan. So, if you don’t pay, they have that long to file a lawsuit demanding the money you owe. Most of the time, lenders don’t wait for the four years to run out before suing.
What are the Alternative Options to Payday Loans in Texas?
Banks and credit unions often offer personal installment loans with better rates. Putting expenses on a low-interest credit card can help spread costs over time. Asking friends/family to lend a hand may feel awkward, but it can save on fees.
