Payday Loans in New Braunfels, TX 78130
15M Finance provides smart financial solutions across Texas to help residents get same-day financial assistance, even with bad credit. Our physical store offers payday, installment, and title loans to New Braunfels citizens in need of urgent cash. You are also welcome to apply online from anywhere, 24/7.
Visit 15M Finance Store at 2345 TX-337 Loop ste 250, New Braunfels, TX 78130
We are located at 2345 TX-337 Loop ste 250, New Braunfels, TX 78130, near the 2 Rivers Coffee and New York Pizza Pub. There’s free parking our customers can use, along with a spacy reception that ensures your comfort during the application process. Our friendly staff is always here to help you at every stage.
Monday – Friday: 8:00 am to 7:00 pm
Saturday: 10:00 am to 6:00 pm
Sunday: Closed
Products and Services
15M Finance offers a range of products designed to meet your unique financial needs.
Payday Loans
Payday loans are small, short-term loans that allow you to get up to $1,000 till payday. The repayment is made in full within 7 to 30 days. These loans can provide quick assistance within 1 business day regardless of your credit.
Installment Loans
An installment loan is an unsecured option that can assist you if you need to cover a larger expense. It allows you to split its cost by several payments. Get up to $5,000 and repay the funds in 2 to 24 months. Bad credit is accepted.
Title Loans
With a title loan, you can borrow money against your vehicle's title. The repayment needs to be made in up to 30 days. You can still drive your car while it's used as collateral. Note that you need to be a car owner to qualify.
Check Cashing
Visit our New Braunfels store and get your check cashed in a matter of minutes. No bank account is needed. You only need to provide your valid government-issued ID.
How it Works
15M Finance offers an easy and hassle-free application process. Follow these steps and get your money today:
Application. Visit our store with all the required documents and fill out a simple application form. Our friendly staff can help you with all the paperwork to ensure it’s accurate. You can also apply online via the website.
Instant approval. The verification process involves no credit check via major credit bureaus, so you will get a guaranteed approval decision within 15 minutes to 1 hour.
Funding. If approved, you will get the funds in your bank account on the same or next day, depending on the approval time. In-store applicants may get cash on hand immediately.
Please make sure to check out your state lending laws before applying. Learn more about payday loan terms and rates in Texas.
What Do I Need to Bring to Apply for a Payday Loan in a New Braunfels Store?
Here’s a set of documents you typically need to apply:
Valid U.S. government-issued ID or driver’s license; Proof of income (bank statements, pay stubs, tax returns, etc.); Proof of address (utility bills, rent or lease agreement); Active bank account details; Your employer’s contact details; Valid email and cell phone number.
We Stand for Responsible Borrowing
15M Finance wants to encourage borrowers to make responsible financial decisions. Therefore, you need to read your loan terms carefully and know our state lending laws before obtaining a payday loan. Make sure the amount you borrow is within your means, and you can repay it comfortably on schedule. Obtain payday loans only in case of an extreme need and consider cheaper or more flexible alternatives first.
Find Our Location Nearby
Besides a store in New Braunfels, 15M Finance also has physical branches in other Texas cities. Check out the list of branches to find the one that is open now in your area, or apply online via our user-friendly website.
Looking for a cash advance loan out of Texas? 15M Finance operates across the US, so you can easily find our location near you. Look at the full list of our stores!
Why Choose 15M Finance
15M Finance is a top-rated fintech company that prioritizes helping customers and improving their financial health. Here’s what makes us one of a kind:
Fast and simple loan process. We offer faxless loans that you can request in just 5 minutes and get immediate approval. You don’t need to undergo lengthy checks; Customer-centered approach. We want to know your story and offer loan products tailored to your unique needs; Team of professionals. Our friendly staff is always here to guide you through the process and answer all your questions; Modern security protocols. We use 2048-bit SSL encryption to ensure your sensitive information is always under our protection; Loan accessibility. You are more than just your credit rating for us. We accept borrowers with any credit to help those who need it most. Unemployed individuals may also qualify; Emergency solutions. The entire process, from applying to getting the funds, typically takes just one business day. You can even get same-day funding if you receive approval before 10:30 AM on weekdays.
FAQ
How much can I borrow with a payday loan in New Braunfels?
The maximum sum is not specified by law, but the exact amount depends on how much you earn. In cities that have passed the unified payday loan ordinance, the loan amount can’t exceed 20% of your monthly gross income.
What do I need to qualify for a payday loan?
Loan requirements are quite simple. You need to be at least 18 years old, have a stable source of income, be a permanent Texas resident, and have a valid bank account, email, and phone number. Additionally, you may be asked to provide supporting documents, such as proof of income, identity, address, and employment.
How fast can I get a loan?
Most borrowers receive their loan funds as soon as the next business day of approval. Those approved before 10:30 AM on weekdays may even get the funds on the same day.
Can I apply for a payday loan with bad credit?
Sure, 15M Finance sets no minimum credit score requirements. Just note that you need to have a stable source of income to qualify. A bad credit score may also be a reason for a higher loan APR.
What are rates and fees associated with my payday loan?
The average payday loan APR in Texas is about 400%. You may be charged a fee of $10 to $30 per $100 borrowed. In addition to the finance fee, a 10% interest charge might be added. There may also be an extra fee of $30 for late payments and an origination fee of up to 10%.