(737) 241-3988

Get Started

Welcome to 15M Finance Blog!

Your Guide to Furniture Financing for Bad Credit

Your Guide to Furniture Financing for Bad Credit

by Kayla Harris

Even if you have a bad credit history, it is still possible to buy new furniture. There are several financing options available to you without going through a bank. For example, you can buy furniture directly from a store, rent furniture with the right to buy it later or get a personal loan from direct lenders. Paying on time helps improve your credit history. Making the right choice enhances your home's comfort without jeopardizing your financial well-being. Read more

Veterinary Financing with No Credit Check – a Detailed Guide

Veterinary Financing with No Credit Check – a Detailed Guide

by Terryl Payne

Pet owners know how important it is to provide the best care for their furry companions. If you need funds for pet surgery or routine veterinary care and treatments, we can help you find the way out. Read more

Self-Liquidating Loan: Key Features and Advantages Explained

Self-Liquidating Loan: Key Features and Advantages Explained

by Kayla Harris

Self-liquidating loans help businesses expand without taking on extra debt. You repay these loans using the money earned from the project or asset you financed. They are ideal for businesses that need to grow operations, buy new inventory, or prepare for seasonal changes. However, repaying the loan could become challenging if the project doesn’t generate enough income. Read more

Can You Check Someone Else’s Credit Score?

Can You Check Someone Else’s Credit Score?

by Terryl Payne

Certainly! However, there are several odds to consider. If you're an average consumer, it's not feasible to sneak a glimpse at someone else's credit score. Only specific entities, whether granted permission or not, such as certain companies or governmental agencies, have that capability. Discover other services that can do it with or without your permission. Read more

Why is My Credit Score Going Down When I Pay On Time?

Why is My Credit Score Going Down When I Pay On Time?

by Kayla Harris

Understanding the importance of a credit score is key to financial stability. Achieving a good score aids in various financial endeavors like renting, purchasing a car, or managing finances. Surprisingly, even timely payments can lower one's score. This article delves into such occurrences and strategies to maintain a pristine credit profile. Read more

Discover What Increases Your Total Loan Balance and How to Avoid It

Discover What Increases Your Total Loan Balance and How to Avoid It

by Terryl Payne

When receiving a loan, you must return the amount received to the lender, which constitutes the total debt. Understanding how this debt can grow over time is important to manage your finances effectively. The main factors influencing debt growth include high interest rates, long repayment terms, late fees, and additional fees. For example, a composite interest increases debt faster because the accrued interest is added to the principal. Missing payments result in penalties that increase your debt, while loan servicing fees and other hidden costs add to your total debt. Read more

How to Get Out of a Payday Loan Legally

How to Get Out of a Payday Loan Legally

by Terryl Payne

Many people find themselves ensnared by payday loans due to their accessibility and promise of quick cash. However, the high costs often lead to a cycle of debt. Explore debt consolidation or talk to a credit counselor about structuring a manageable repayment plan to escape this. Read more

Loans Like Rise Credit

Loans Like Rise Credit

by Kayla Harris

Rise Credit provides online installment loans tailored for consumers with poor credit. These loans are unsecured, meaning you don't have to pledge any collateral, safeguarding your valuable assets. Discover more about this service and make an informed decision. Read more

Loans like Rapid Cash

Loans like Rapid Cash

by Terryl Payne

Loans like Rapid Cash can help bad credit individuals get much-needed support in times of financial strain. While they are accessible and quick, their high APRs, credit score impact, and limited operation zones are at the other end of spectrum. Thus, you should consider all the options available to make the right choice. We're here to help you out. Read more

Loans Like CashNetUSA

Loans Like CashNetUSA

by Terryl Payne

When you need money fast, loans like CashNetUSA can come to the rescue. They offer flexible financial solutions to borrowers with bad and no credit. However, there are also several consideration regarding their price and availability. This makes it crucial to watch for alternatives before settling on them. Read on to learn more about CashNetUSA loans and explore other options similar to them. Read more