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Kayla Harris

Why Are Payday Loans Bad?

Why Are Payday Loans Bad?

by Kayla Harris

Payday loans seem so convenient when you face an emergency. You walk into one of those payday loan stores on the corner, show your pay stub, and walk out with emergency money in hand. It is easy, but it may carry many risks. Find out more about why payday loans are bad for you. Read more

Payday Loan Scams: How to Recognize and Avoid Them?

Payday Loan Scams: How to Recognize and Avoid Them?

by Kayla Harris

While the amount of fraudulent payday loans is constantly increasing, it is crucial to understand how to recognize predatory lenders and avoid them. Discover the signs of fake loan offers and unreliable lending companies. Read more

Can I Have 2 Payday Loans at Once?

Can I Have 2 Payday Loans at Once?

by Kayla Harris

How many payday loans can you have at a time? The rule says payday lenders shouldn’t provide more than one payday loan. However, some loan providers may offer loans to borrowers who already have additional payday loans with other payday lending companies. Read more

Can I Get a Payday Loan in Another State?

Can I Get a Payday Loan in Another State?

by Kayla Harris

If you face financial problems while being out of state and are looking for a quick way to fix them, getting a payday loan may be the first thing that comes to mind. But is it possible to get a payday loan in another state? The short answer is no. However, there are some loopholes lenders may use to advertise their products to you. Let's take a look at ways to get a payday loan in a different state and learn more about the available alternatives. Read more

Can Payday Loans Garnish Your Wages?

Can Payday Loans Garnish Your Wages?

by Kayla Harris

You borrowed a payday and can't repay it on time. So what happens if you default on payday loans? And how long does an unpaid payday loan stay in the system? Find out how many years it stays in your credit report. Read more

How Long Does a Payday Loan Stay in the System?

How Long Does a Payday Loan Stay in the System?

by Kayla Harris

You borrowed a payday and can't repay it on time. So what happens if you default on payday loans? And how long does an unpaid payday loan stay in the system? Find out how many years it stays in your credit report. Read more

Tips & Tricks for Managing Debt Wisely

Tips & Tricks for Managing Debt Wisely

by Kayla Harris

Many of us are trying to repay the debt obligations on time, but sometimes is really challenging. You can end up deep in the hole if you must be more careful about handling debt. We will discuss debt management and how to save your financial situation. Read more

Understanding the Basics: A Guide to 13 Different Types of Loans

Understanding the Basics: A Guide to 13 Different Types of Loans

by Kayla Harris

Don't know what kind of loan you need? We'll walk you through the basics of different types of loans available, so that when you go to apply for your own, you know exactly what it is you're getting into and what your options are. Read more

Understanding APR and Its Impact on Loan Costs

Understanding APR and Its Impact on Loan Costs

by Kayla Harris

The Annual Percentage Rate (APR) shows borrowers how much it costs to borrow every year after you add up the interest and fees. Find out more about how to calculate your APR and how you can choose the best annual percentage rate for your future loan. Read more

An Ultimate Guide on No Bank Account Payday Loans

An Ultimate Guide on No Bank Account Payday Loans

by Kayla Harris

Even if you don't have a bank account but need a loan, options exist. However, you may be limited in choice and face higher interest rates. But if you're looking for a helping hand during a financial emergency, they can still be lifesaving. Here's a guide on no bank account payday loans and other financing options. Read more