Payday Loans in Pasadena, CA 91105
If you live in Pasadena and need quick cash to cover unexpected expenses, 15M Finance is here to help. We’re a top-rated company offering same-day financial solutions even to borrowers with bad credit. Visit our store at 48 S De Lacey Ave Ste 100 or apply online 24/7 from the comfort of your home and get instant cash with no credit check involved.
Payday Loans Defined
Payday loans are borrowing options that give people small amounts until their next paycheck. In California, you can borrow up to $255 and repay the funds in seven to 31 days. Payday loans come with no hard credit checks, so borrowers with bad or no credit can still get the money they need, often on the same day.
Although payday loans are fast and accessible, they often come with high costs. Therefore, you should thoroughly assess your ability to repay the funds before obtaining one.
Visit 15M Finance Store in Pasadena, CA
15M Finance is a perfect source of emergency assistance in Pasadena. Our store is conveniently located at 48 S De Lacey Ave Ste 100 and is always here to offer you same-day loans when you need them most. Visit us and get fast cash for your personal needs.
Monday – Friday: 8:00 am to 7:00 pm
Saturday: 10:00 am to 6:00 pm
Sunday: Closed
Products and Services
Payday Loans
A payday loan is a short-term financing for urgent money issues. You can get up to $300, including fees, and repay the funds in full after your next paycheck arrives. Payday loans can reach your bank account within 24 hours, making them almost perfect for emergencies. They are also extremely easy to get due to no hard credit checks performed.
Title Loans
An installment loan is a flexible borrowing option designed for long-term personal needs. With its help, you can take out up to $5,000 and repay the money in equal installments within 2 to 24 months. This loan makes it easier to manage your debt and can be obtained with any credit.
Installment Loans
A title loan is a secured loan that uses your car as collateral. The maximum amount you can get is usually 50% of your vehicle’s price. The repayment is made in full within up to 30 days. You can still use your auto while it’s pledged.
Check Cashing
Visit our Pasadena store if you’re looking for fast and effortless check cashing services. No checking account is required. You only need to bring your valid government-issued ID.
How to Get a Payday Loan from 15M Finance
15M Finance offers a simple application process to help you request a loan with no hassle. Here are three simple steps to follow:
Fill out a form. Visit the branch to get help with the application or do it online in just 5 minutes.
Get an approval decision. A soft credit check usually takes about 15 minutes so you will be notified quickly.
Receive the funds. If approved, review your contract terms and sign the loan agreement. You will access your money in your bank account within one business day.
What Do You Need to Apply?
15M Finance makes it simple to get a loan. Consider our basic requirements:
Age: at least 18 years old. Citizenship: a US citizen or permanent resident. Proof of identity: a valid government-issued ID or driver’s license. Proof of income: bank statements, pay stubs, tax returns, etc. Proof of address: utility bills, rent or lease agreements. Bank information: your active bank account number and bank routing number. Personal information: full name, address, SSN, email, and mobile phone number.
Responsible Borrowing
15M Finance stands for responsible borrowing and wants you to make smart financial choices. We recommend you read your loan terms carefully and pay attention to the loan cost, repayment terms, extra fees, and other factors that may affect your loan cost. Please note that payday loan rules differ by state. Check your state’s laws before borrowing. Learn about California payday loans.
Ensure you can repay the amount you borrow without sacrificing your regular needs. Keep in mind that payday loans can only be used as a short-term solution for your small financial emergencies. If you need money to cover your long-term needs, consider cheaper and more flexible alternatives.
Find Our Location Nearby
If you need a payday loan in California, 15M Finance has stores across the state to tide you over. Our branch managers will help you choose the best option and guide you through the application process. Check out whether there’s a location open now in your area or complete the whole process online via our website.
Why Choose 15M Finance
15M Finance helps people to get money quickly regardless of their credit scores. Here are the main advantages we offer:
Simple application process. It takes only 5 minutes to apply for a loan with us. Fast funding. You receive the money within one business day of approval. Professional customer care. If you have any questions, our customer service will give you the answer as soon as possible. No credit check. There is only a soft credit check that won’t affect your credit score. Modern security measures. We use encryption technologies to protect your personal data and don’t share it with any non-affiliated third parties.
FAQs
What do I need to apply for a payday loan in Pasadena?
To qualify for a loan through 15M Finance, you need to be a US legal citizen over the age of 18 and provide proof income and address. Having an active bank account, email, and mobile phone number is also mandatory.
What is the typical loan amount for a payday loan in Pasadena?
California residents can get payday loans of up to $300, including fees. As the lender’s charge can’t exceed 15% of the loan amount, or $45, borrowers can only get up to $255 on hand.
How quickly can I receive my loan after guaranteed approval?
Our borrowers receive the money within one business day of approval. Loans with same-day funding are typically offered to those who get approved before 10 AM on weekdays.
Can I get a bad credit payday loan?
Sure, you don’t need to meet any minimum credit score requirements when you apply with 15M Finance. However, you need to be aware of higher interest rates for bad credit loans.
What are the fees and interest rates for payday loans?
California direct lenders can only charge up to 15% of the loan amount, which results in a maximum fee of $45.
