Payday Loans in Eau Claire, WI
Looking for quick cash with bad credit? 15M Finance provides immediate assistance to help you overcome financial emergencies. We offer fast payday loans in Eau Claire with instant approval and same-day payouts. Visit our store at 1996 Eastridge Center if it’s open now, or complete an online application form via the website 24/7. We perform no credit checks, making the loan process convenient and fast.
What Are Payday Loans and Why Might You Need Them?
Payday loans are small, short-term loans people use to cover unexpected expenses or urgent money needs. They are unsecured, meaning that you don’t need to provide collateral to get one. Payday loans are typically due on your next paycheck. These loans can provide emergency financial assistance in 1 hour due to no hard credit check performed. They also come with almost guaranteed approval regardless of a borrower’s credit score.
15M Finance Store in Eau Claire
Our Eau Claire store is conveniently located at 1996 Eastridge, near the Armed Forces Career Center, Adecco, and Midwest Meals. You can use a spacious parking area with plenty of free lots to leave your car safely. We made our office to ensure it has everything you need for your comfortable visit and smooth application. Visit us today and let our friendly staff guide you through the process.
Monday – Friday: 8:00 am to 7:00 pm
Saturday: 10:00 am to 6:00 pm
Sunday: Closed
Products and Services Available at the Eau Claire Store
15M Finance understands that each situation is unique. We provide a full range of financial products and services to ensure you will find the option that works best for you.
Payday Loans
Payday loans from 15M Finance allow you to borrow up to $1,000. The repayment is made within 7 to 31 days. You can get approved in minutes and walk out with cash immediately. The funds can be used to cover any unexpected expenses you face.
Installment Loans
Installment loans are long-term financial solutions with a flexible repayment schedule. With their help, you can borrow up to $5,000 and pay it back in affordable installments over 2 to 24 months. These loans can help you cover big purchases while being budget-friendly.
Title Loans
A title loan is a secured loan that uses your vehicle's title as collateral. You can get up to 50% of your car's price and repay the money within 30 days. The car remains at your disposal, so you can keep driving it while it's pledged.
Check Cashing
Cash your check in our Eau Claire store with no lengthy processing times of traditional banks. No checking account is needed. Just bring your valid ID and walk out with cash in minutes.
How to Get a Loan from 15M Finance
We offer a simple and straightforward application process that you can complete in just 5 minutes. Just follow these steps to request a loan from 15M Finance:
Fill out a form. Do this online or visit our physical store to get personalized assistance.
Wait for approval. The decision typically comes immediately due to no hard credit check involved. If approved, review the loan terms and sign the agreement to accept an offer.
Receive the funds. Get cash on hand immediately if you apply in a store or wait for a direct deposit to reach your bank account if you prefer an online application. This typically happens within 1 business day.
You Need the Following to Apply
You only need to meet a few simple requirements to qualify for short-term loans from 15M Finance. Here’s what we ask for:
Be at least 18 years old; Be a legal Wisconsin resident; Bring your government-issued ID; Specify your Social Security number; Provide proof of income and address; Specify your bank account details; Provide a valid email and cell phone number.
We Stand for Responsible Borrowing
15M Finance cares about your financial future and promotes responsible borrowing to help you make intelligent money choices. Here are a few tips on how you can make the most of your borrowing experience without putting your finances at risk:
Determine a loan purpose. Don’t borrow money just in case, and make sure you really need a loan before requesting one; Understand the loan specifics. Short-term loans are designed for small emergencies and should not be used as a long-term solution; Assess your repayment capabilities. Only turn to loans if you have a clear repayment plan and are confident in your ability to repay the money on time; Be realistic about your financial situation. Refrain from loans if you experience long-term financial problems. Instead, seek credit counseling; Shop around. Compare offers from different direct lenders and review their terms carefully. Choose an option with the lowest APR and convenient repayment terms; Be aware of the risks of small loans. Loans till payday often come with high interest rates and have short repayment times. This makes them difficult to manage. Use them only as a last resort if you don’t have cheaper alternatives to turn to.
Find Our Locations Nearby
Not in Eau Claire? 15M Finance has branches in Milwaukee and Appleton, so you’re welcome to visit the one near you. Wisconsin residents can also apply online on the website and get a loan remotely.
Looking for a payday loan in other states? We have our stores open across the nation. You can also find our branches in California, Missouri, Ohio, Texas, and other states. Check out the list of locations below and choose the one in your area:
Why Choose 15M Finance
15M Finance is your reliable ally when it comes to emergency financial assistance. We’ve been in business since 2020 and do our best to create loan products that meet the unique needs of our customers. Here’s what we offer:
Fast and easy application. You only need to spend 5 minutes to complete our simple form. Our online process is faxless and involves no extensive paperwork; No credit check options. We don’t perform a hard credit check and don’t base our loan decision on your FICO rating. Borrowers with any credit can qualify for a loan with us; Instant funding. You can receive the money immediately if you apply in a store. Online borrowers who get approved before 10 AM on weekdays can get the funds on the same day; Great customer service. We care about every client and are always here to answer all your questions. Our team of professionals goes above and beyond to ensure you fully understand all the details.
FAQ
Is 15M Finance legal?
15M Finance is a licensed company that fully complies with Wisconsin state laws. You can request licensing information from our representatives at any moment.
Can I get a loan with bad credit?
Sure, 15M Finance doesn’t set any minimum credit score requirements. We look far beyond just your credit score and assess your overall financial situation when evaluating your loan eligibility.
How much can I borrow with a payday loan in Wisconsin?
The maximum amount you can get with us is $1,000. The exact sum you will be eligible for depends on your income and credit score.
Do you perform a credit check?
15M Finance only runs a soft credit check to assess your ability to comfortably repay the loan. This is how we ensure a new debt won’t overburden your budget. Such a check doesn’t affect your score.
How fast can I get my loan?
In-store applicants can access the money immediately once they get approved and sign the documents. Borrowers who apply online will receive a direct deposit into their bank account within 1 business day.
Can I get a small personal loan with no job?
Unemployed borrowers can qualify for personal loans in Eau Claire if they can provide proof of alternative income sources, such as self-employment.
What are my repayment options?
The repayment is usually made automatically via an electronic withdrawal from your bank account. You only need to ensure you have enough money on your balance when the due date comes. Borrowers who apply in a store can also provide a post-dated check for the full debt amount.
