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Category: Financial Advice

What Does It Mean To Default on a Loan?

by Kayla Harris

When you get a loan, there are certain things that you can’t do. If you do them, the loan servicer can take action against you. One of those things is defaulting on a loan. What does it mean to default on a loan? And what happens if you do? Read more

Can I Have 2 Payday Loans at Once?

by Kayla Harris

How many payday loans can you have at a time? The rule says payday lenders shouldn’t provide more than one payday loan. However, some loan providers may offer loans to borrowers who already have additional payday loans with other payday lending companies. Read more

Dental Financing with Bad Credit: Best Options to Consider

by Kayla Harris

Many people think that dental financing with bad credit is unavailable. But fortunately, they are wrong! There are various options that will help you keep track of your oral health regardless of your credit score. Even if you have no money, dental care can still be affordable! Read more

Who Will Give Me a Loan When No One Else Will?

by Kayla Harris

If you ever thought, "Nobody will give me a loan," our guide is here to change your mind. Want to know who will give me a loan when no one else will? Discover all the options available with bad credit and get ready for all the pitfalls you may face! Read more

Secured Loans vs. Unsecured Loans: What’s the Difference Between Them?

by Kayla Harris

You may think the difference between secured and unsecured loans is obvious, and you will be right. However, it's a bit more complicated than it seems at first glance. Even such a small detail as collateral can be significant. Let's find out how secured loans vs. unsecured loans actually work. Read more

Is a Payday Loan Variable or Fixed Rate?

by Kayla Harris

Are payday loans fixed or variable loan products? They are easy to get and relatively simple to process, but these loans can also be tricky. Their interest rates can be fixed or variable, depending on the direct lender you applied. How to avoid paying high rates? Check out here! Read more

Understanding the Basics: A Guide to 12 Different Types of Loans

by Kayla Harris

Don't know what kind of loan you need? We'll walk you through the basics of different types of loans available, so that when you go to apply for your own, you know exactly what it is you're getting into and what your options are. Read more


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